As the Name implies, AEPS is a bank led model which allows online interoperable financial transaction with only usage of Aadhaar Number and your Thumb Expressions (Biometric lock). It is developed by NPCI (National Payments Corporation of India ) to make transactions very easy and hassle free. All you need to do is Just put your Aadhaar Number and Your Thumbnail Expressions and make Transactions very Facile and unchallenging. It is very straightforward process and have Serene usage of it. It provides you a Payment system to make transaction based on very Relaxed and simple system therefore, it is very calming and unchallenging system.